LASIK surgery or laser in-situ keratomileusis is one of the most common laser vision correction procedures. It can address visual disorders like nearsightedness, farsightedness, blurry vision, and astigmatism.
However, there are instances when, despite the need for surgery and their eligibility for the procedure, some patients are not able to undergo the treatment. This is usually due to high LASIK eye surgery costs across the country. Wondering how much it would cost in Orange County or Los Angeles? There is no specific amount, but we can look at the average.
According to the data from a vision care analytics company in the United States, the average cost of the procedure in 2017 is $2,088 per eye. This is higher from the average rate of $2,059 in 2016. The price may vary depending on the technology used and the expertise and reputation of the surgeon who will perform the procedure.
But there is no reason for you to be deprived of this painless eye correction procedure that renders almost-instant results. Besides, it may cost you more if you do not address your eye problems immediately. There are several ways you can afford LASIK surgery. Here are some.
How can you afford to undergo a LASIK Surgery?
- Installment Payments
Not all clinics and/or surgeons offer installment payments. But there is nothing wrong with asking. Before saying ‘yes’ to the procedure, know first if they will allow you only to pay a minimal downpayment and pay the remaining amount in installment.
- Health Savings Accounts/Flexible Spending Arrangements
Does your employer offer Health Savings Accounts (HSAs) or Flexible Spending Arrangements (FSAs)? If they do, grab it! HSAs and FSAs are tax-advantaged financial tools that will allow you to save up for future medical expenses, like a LASIK procedure. FSAs allow you to use pre-tax dollars to pay for your medical expenses, while HSAs serve as a medical savings account.
- Healthcare Credit Cards
Credit cards specially made for healthcare expenses are already available in the market. Such cards let you pay, for instance, your LASIK surgery in monthly increments rather than in lump sum.
- Seasonal Promotions
Some clinics offer promotions for their LASIK procedures, offering it at lower prices or in packages. If your clinic offers a promo, grab it right away! Only be sure that you are already physically eligible for the treatment.
- Tax Refunds
If your need for procedure comes during tax time, you might want to use your tax refund for paying the surgery. This is a wise financial move since it serves as extra money; it’s just like using the unexpected money for unexpected circumstances.
- LASIK Financing
One of the most viable ways to pay for your LASIK surgery are financing programs available in your clinics. There is a high possibility that the clinic where you consult is a provider of some financial plans. Examples of these are the plans under LASIK financing in Orange County. These plans will allow you to pay for your surgery in 3, 6, or 12 months without interest. Some financing programs even offer up to 60-month payment plans. Applying for such programs is also convenient since you can do it either online or in-office.
You see? There are lots of ways to overcome the high cost of LASIK surgery. Also, note that this is not just a mere medical procedure. LASIK procedures are a good investment, especially for your health. Stop waiting for the moment you cannot see anything anymore. As early as now, if your eye doctors recommend, then go for it!